Instant Personal Loans to suits your need & budget

Are unexpected expenses putting a strain on your finances? When life throws you a curveball, a short-term loan can be the lifeline you need to navigate through financial uncertainties. Welcome to Findoc, with minimal paperwork and hassle-free online applications, you can apply from the comfort of your own home, where we understand that financial emergencies don't wait for payday.

Personal Loan EMI Calculator

Calculate your EMI and choose the desired loan amount and duration

Loan Amount: ₹ 0

₹ 25k

₹ 1L

Duration of Loan 0 Months

4 Months

6 Months

Your Estimated EMI
₹ 45 000

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Flexible Financing Solutions For All
Your Personal Need

Wedding Expense

At Findoc finvest , we understand that turning your dream wedding into reality requires financial support. ...That's why we offer flexible wedding expense loans designed to ease your planning journey

Debt Consolidation

Our debt consolidation loans are designed to help you streamline your payments, ...reduce stress, and regain control over your financial future

Travel Loan

Traveling is often considered one of life's greatest joys, offering the opportunity to explore new destinations, immerse oneself in different cultures, ... and create unforgettable memories. However, the cost of travel can sometimes be a barrier for individuals and families looking to embark on their dream vacations. This is where travel loans come into play.

Medical Emergency Loan

In life, unforeseen medical emergencies can arise suddenly, bringing with them not only physical and emotional challenges but also unexpected ... financial burdens. In such situations, a medical emergency loan can provide the financial support needed to cover medical expenses.

Personal Loan for Salaried

We understand that unexpected expenses or aspirations often arise when you least expect them. That's why we offer ... hassle-free personal loans tailored specifically for individuals with a steady income.

Self Employed

Being self-employed comes with its own set of challenges, Our personalized personal loan ... for self-employed individuals is designed to provide you with the funds you need.

Why Choose Findoc Finvest for
Instant Personal Loans?

We are committed to simplifying your loan experience

Quick Application

Applying online takes less than 5 minutes. Hassle-Free Documentation Process.

Fast Approval

We'll give you a fast outcome on your application

Easy Repayment

Enjoy the flexibility of manageable monthly installments tailored to fit your budget.

How to Apply for a
Personal Loan?

Application

Enter your phone number and follow the simple steps to check your eligibility
Get instant approvals on personal loans of upto Rs. 1 Lakh
Get the loan amount disbursed within hours of signing the agreement

Eligibility

Nationality: Indian
Age: 18 years to 60 years*
Employed with: Public, private, MNC, self-employed or house wives
Credit score: 450 or higher
Monthly Income: Starting Rs. 20000

Documents Required

KYC documents: Aadhaar/passport/voter's ID/ driving license/Letter of National Population Register/NREGA job card
PAN card
Bank account statements of the previous 3 months
Utility or Broadband/Wi-fi Bill

Example of APR Calculation

Loan amount Principal -80,000
Tenure - 6 months (180 days)
Interest rate (Per annum) - 24%
Processing Fees (@ 6%) including GST (18%) -5664
Total Interest charges-80000*(24%/12) *6 = 9600
Disbursed amount - (80000-5664) = 74336
APR= (((9600+5664)/80000)/180) *365) *100
APR=38.69%

Digital Personal Loan Product details

Loan amount - 25000 (Min) to 100000 (Max)
Loan Tenure - 4 months (Min) to 6 months (Max)
Rate of Interest (Per annum) - 24% (Min) to 36%(Max)
Processing Fee - 6% of the loan amount + GST
File charges - Rs 100/- + GST
Penal charges- 3% per month on the overdue amount + Applicable GST
Foreclosure Charges - 4% on the outstanding amount + Applicable GST
Instrument Bounce Charges (Rs.) - 1000 per instance + Applicable GST
APR - (Max - 50.86% Min- 38.69%)

Apply Now!

Frequently Asked Questions

Selfie, PAN Card, Aadhar Card (Address Proof), 3-month Salary Slips (For Salaried) / Bank Statements (For Self Employed).

To complete Digital KYC, only your Aadhaar Card & PAN Card are required.

Yes, these documents are necessary to offer the best loan to the customers.

No, there is no requirement of security/guarantor.

We offer max 36% and min 24% interest rate depending on factors like credit profile, repayment history, loan tenure, and loan amount.

Please upload the bank statement for the last three months from the account where you conduct your transactions and maintain the monthly average balance. We are integrating with an Account Aggregator service to securely link your bank account for instant access to the last six months' bank statements.

A processing fee is charged for verifying your basic information documents and getting approval from our credit team. File fee is charged to process your file. Processing fee is 6% of the loan amount + GST, and file fee is Rs 100 + GST.

Processing fees differ among loan companies because each has unique costs associated with servicing customers, depending on their underwriting processes.

You will receive automated notifications via email and SMS prior to your EMI due date. Not receiving a reminder is not a valid excuse for late or missed payments.

Yes, a late EMI payment incurs a penalty depending on the overdue amount and the number of days the payment is delayed.

Timely payments are crucial. Automated reminders will be sent, and if you miss the due date, our team may visit your address to deliver a reminder.

No, extending the loan tenure is not possible after the loan has been approved.

Skipping an EMI will result in a lower credit score and late payment penalties.

After clearing all EMIs, a No Objection Certificate (NOC) will be sent to your registered email within 72 hours.

Yes, you can pre-pay all your monthly EMIs by paying the foreclosure charges (4% on the outstanding amount + GST).

Bounce Charge is Rs 1000 + GST. Late payment Charge is 3% per month on the overdue amount + GST.

Findoc Finvest Pvt Ltd.

Registered Office :
SCO 210-211, Sector 34-A Chandigarh-160022

Corporate Office :
4th Floor, Kartar Bhawan, Near PAU Gate No.1, Ferozepur Road Ludhiana -141001
[email protected]
01614155071
+91 8288828284
+91 9915256520

Instant Personal Loans to suits your need & budget